Ready to renovate the home but are not sure how to pay for the improvement of your home? You have many options, including financing for buildings and credit cards. But, if you become uncomfortable betting on your home or accumulating your credit card account, a loan for retirement can be the best option.
Consider a loan for retirement if:
- You do not want to present your home as collateral;
- The project is relatively small, between 200 and 3,000 reais;
- You want a loan that you can repay in three to twelve months;
- You want a quick, no-bureaucratic option;
- You are self-employed or have difficulty proving income.
LOAN FOR REFORM
A retirement loan used for home improvement is like any unsecured personal loan: it is not guaranteed by your property, the interest rate varies according to our product and has fixed installments, which means you can do the financial planning according to the time of the loan.
The pay period and the amounts available on the online personal loan is lower than other types of loan, which facilitates approval and speed if approved.
What you need to know about the loan for retirement :
- You can use the loan for any purpose, either to buy materials or pay the labor;
- You do not need to provide supporting documentation, except for a few exceptions. The entire process of analysis takes place in a matter of minutes, through an evaluation of your registration made on the website;
LOAN FOR REFORM WITHOUT BUREAUCRACY
You can get retirement loans without bureaucracy with your bank or with financiers who offer their services online such as . The big difference is that in the first case, the process bureaucracy can greatly limit your options, when you can actually get your request approved.
- Loan for retirement with banks : you may have the requirement to present various documentation, such as proof of income, justification of the destination of the money and presentation of a good as collateral. You may still need to move to your manager to take the documentation and place the order;
- Retirement Loan : The entire process can be done inside your home, by the computer or by your smartphone. The deadline for the money to enter the account informed is a few hours after the approval. You do not need to provide any security or proof of income.
Especially if your credit history is not perfect, the retirement loan is the best option. Our goal is to offer a personal loan that fits your needs, so you can have quick access to urgent cash, whether to pay for emergency reform or to improve your home.
MAKE YOUR SIMULATION
Until recently, borrowing money for a new kitchen, changing the bathroom tiles or other renovations in the house meant going to the bank, visiting your manager, and hoping for the best. Today, as we have shown, you have much faster and more practical options.
Do your simulation with our calculator and see what the value of your installments will be according to the amount and term for payment. Of course, we will have an option that will suit your needs!